Loan & Finance Calculators

These tools are arithmetic rather than tax law, and they are honest about it: you enter the rate your bank or scheme quotes and the calculator does the compounding. The loan tool shows the instalment and the total paid over the term; the savings tool shows how long a goal takes at a given monthly amount.

The rent-versus-buy comparison is worked as net worth over time — the renter investing what the buyer sank into the purchase — rather than rent against instalment, which is the comparison that misleads. The Islamic-versus-conventional tool compares price, and says plainly that it does not judge Shariah compliance.